Renters Insurance

Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow? It only takes a few minutes to see how affordable renters coverage can be.

What is Renters' Insurance?

Renters’ insurance is an insurance policy which provides most of the benefits of homeowners’ insurance. This includes liability insurance. The tenant’s personal property is also covered against named perils such as fire, theft and vandalism. Renters’ insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant’s belongings

How Much Renters' Insurance Do I Need?

The cost of renters insurance and the amount of personal property coverage you need depends on how much your property is worth.

To get a better understanding of your coverage needs, ask yourself the following questions:
  • How much are my belongings worth?
  • Could I afford to buy it all back again if it were destroyed in a fire or stolen?
  • What would I do in the event of a liability lawsuit against me?
And one more thing. If you have ever asked yourself “Do I need renters insurance?” the answer is probably yes.

Contact us to learn more about the right renters insurance policy for you.

Why is Renters Insurance Needed?

Here are the key coverage options that help safeguard your financial well-being: 

  • Property Coverage: Protects your personal belongings (furniture, electronics, clothing, etc.) from loss, damage, or theft due to covered events like fires, burglaries, or natural disasters. 
  • Liability Coverage: Protects you financially if someone is injured on your property or if you accidentally damage someone else’s property. 
  • Additional Living Expenses: Covers temporary living expenses if your rental unit becomes uninhabitable due to a covered event. 
  • Personal Liability: Protects you if you are sued for causing bodily injury or property damage. 

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WHY CHOOSE US

Why You Should Choose Our Insurance Policy's

Our insurance policies offer comprehensive coverage, flexible options, and personalized service tailored to your needs.

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